Practical answers before you close the month.

The current MVP supports KSeF TEST receiving with secure credentials, incremental Subject2 retrieval and local XML storage. Production KSeF remains disabled until the integration and security path are fully validated.

Foreign PDFs are first-class documents. CraftedBills reads supported PDFs locally and uses supplier, amount, currency and dates in the same matching workflow as Polish documents. If an invoice is in USD or EUR, the payment is in PLN and the bank omitted the original amount, the app can show an explanatory historical NBP estimate.

Yes. The matcher compares the bank's original amount with the invoice currency and shows the configured tolerance. If the original amount is missing, it can rank a candidate by supplier and nearby dates but cannot accept it automatically. For PLN settlements it also shows a historical NBP estimate and the difference from the actual charge; that estimate is not presented as the card rate.

Yes. A person can create a group for several payments against one invoice, or for one batch transfer against several invoices. CraftedBills compares the totals and requires a note when amounts or currencies do not balance.

Yes. Supported scans can be processed locally with Apple Vision OCR in Polish or English. If extraction is incomplete, the original remains unchanged and fields can be completed manually.

The local build can create a sales-invoice draft and publish it through a configured Fakturownia account, then track the KSeF status and retrieve XML and UPO. This path is ready for controlled account testing and is not presented as a production-validated public service yet.

Core work is local. A document leaves the device only when you deliberately use an integration whose function requires an external service.

The local app supports mBank statement PDFs, an adaptive CSV importer, MT940 files with .txt, .sta or .mt940 extensions and CAMT.053 files with .xml, .camt or .camt053 extensions. CSV detects Polish or English headers, MT940 preserves multi-line descriptions and dates, while streaming CAMT.053 preserves structured counterparties, account identity, references, original currency, value date and booking date. Unknown or unsafe XML fails before changing the workspace.

No. The local app exports a monthly ZIP with reports, exceptions, accepted expense documents, available sales XML/UPO and a SHA-256 manifest. A future accountant portal would remain optional.

It is the share of complete payments among all payments that require a document. Exclusions such as own transfers or taxes must keep a category, reason and author.

Yes. You can accept, reject or replace a suggestion. Manual decisions and rejected pairs are recorded and take priority over later automatic suggestions.

CraftedBills deduplicates it into one logical document with more than one source: the original KSeF XML and the local PDF representation.